> KGAN CBS 2 :: Floods of '08

• FLOODS of '08 VIDEO

Many flood victims are in limbo,saying they cannot make a decision until the city does. But now some say they feel as though their already limited options are dwindling, that more and more rules are popping up leading them to dead ends.

Joyce Wedo's home looks like many other flooded homes on her block. But Wedo says that is no reason for FEMA assessor to give every home the same price tag for damage.

"Did you see the house next door? That was 17 thousand dollars too. That was a dump before it started. See what I'm saying?"

But Wedo says her tough luck does not end there. Though she is making the best of her situation, living in a mobile home with her brother who is on oxygen tanks, Wedo is still waiting for a buy out. Which means she is not eligable for the jumpstart program.

"I really don't know where we are standing right now I just wish they would make a decision and then we wouldln't have to worry about it constantly. What's going on? Where am I going to get the money for this? Where am I going to get the money for that? You know? You just don't know."

Joyce says if her flood home is not bought out she is going to need extra money. She will be stuck with a home she cannot do anything with.

"I'll pay the taxes they send me on it but I certainly can't fix it up. So I don't know they kind of leave you in a middle in a hard spot you know."

Because Wedo's home has damage that is at least 50 percent of the value, she is eligible for that buyout. But that complicates this even more. She now has to come into compliance with flood code, meaning she has to elevate her home. And that will add about 20 thousand dollars to her cost of rebuilding.Flood Victims Running into Red Tape

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